American Express also known as AmEx is one of the world’s largely accepted credit card issuers. It offers one of the most high-end credit cards to the customers in order to make their experience as delightful as it can be. You won’t get any other credit card like AmEx credit cards that has covered all the needs of a customer like shopping, entertainment, and travel in one credit card. Thinking of getting an American Express credit card? Then you have landed on the right article, we are discussing all the benefits that you get with an AmEx Credit Card. keep reading to kick start your research.
- Welcome Benefits: On receiving the AmEx credit card you get to enjoy various welcome benefits such as bonus reward points, cashbacks, complimentary membership to loyalty programs, complimentary hotel stays, flight tickets, gift vouchers, etc. These benefits differ for each AmEx credit card.
- Reward Rate: With an AmEx credit card you get to earn membership rewards and cashback normally every time you use it but to make your experience more rewarding AmEx credit cards come with an AmEx reward multiplier program through which you get a chance to earn accelerated membership reward points. However, the reward rate differs from credit card to credit card.
- Travel benefits: American Express credit cards are the best know for their travel benefits. You get to enjoy travel benefits in the form of complimentary airport lounge access, complimentary vouchers, spas, membership to selected airlines/hotels, class upgrades, etc.
- Milestone benefits: Each credit card comes with pre-defined milestone benefits. On achieving a certain amount of spend within a defined time period you get a milestone benefit which can be in the form of bonus reward points, free movie tickets, flight tickets, hotel stays, gift vouchers, etc.
- Movie & Dining Benefits: The entertainment benefits on AmEx Credit Cards are generally in the form of discounts and offers on movie tickets or on dining at partner restaurants. You also get free movie tickets on some of the Amex credit cards.
- Other Benefits: Other benefits include fuel surcharge waive, spend-based waiver, insurance benefits, golf privileges, etc. that you get on an American Express credit card. You also get the features like netbanking services, customer care services, mobile banking, and a lot more on these credit cards.
Bottom Line:
To conclude, without a doubt American Express credit cards are the most rewarding credit cards in terms of features and benefits. After identifying your needs and spending habits, if an AmEx credit card fits them then you must apply for it because you will not get the experience with any other credit card that you will get to enjoy with it. But you need to keep in mind that while using a credit card you need to adhere to the timely repayment cycles and a low credit utilization ratio so that you can keep enjoying the benefits of the credit card as well as build a good credit score. Do share your experience with an American Express credit card in the comment section.
Additional Reading - How To Get American Express Card In India
